Meyers Personal Injury Law | January 5, 2026 | Personal Injury
Personal injury lawyers handle a wide range of cases involving injuries caused by another party’s negligence or wrongful conduct. In general, having legal representation can be beneficial anytime you’re hurt because someone else failed to act responsibly.
That said, certain situations make hiring a personal injury lawyer especially important. In these cases, an experienced attorney can significantly impact the outcome—helping you recover higher compensation or even turning a case that might otherwise be unsuccessful into a favorable result.
Here are five situations where hiring a personal injury lawyer may be necessary:
1. The Insurer Denied Your Claim
Most injury cases involve liability insurance. For example, auto insurance covers car accidents, business liability insurance covers slip and fall accidents, and professional liability insurance covers medical malpractice.
In most cases, the insurer pays victims only after determining that the insured party harmed them and that their acts constituted negligence. Consequently, the insurer can deny claims if, for example, the policy had expired, the person who caused the injury was not covered, or the person’s acts were not negligent.
In many situations, hiring an experienced lawyer will give you the best chance of overcoming the denial.
2. The Other Party Has No Insurance
In certain situations, the at-fault party may not have insurance coverage. Unfortunately, this occurs even when the state requires insurance.
When a party has no insurance, you face a difficult choice. You can forgo any action and bear the costs of your injuries. Alternatively, you can sue the other party and risk never collecting any compensation.
In these cases, a lawyer can help investigate the other party’s assets and assess your likelihood of recovering anything from the uninsured party.
3. Your Case Has High Stakes
High-stakes cases can arise from almost any type of incident. Truck accidents often cause severe injuries that may require expensive medical treatment. Similarly, medical malpractice cases involve substantial financial losses and high-limit insurance policies.
Insurers and at-fault parties have greater incentives to fight cases with a potential for larger damage awards. Insurance defense lawyers might use legitimate tactics to overwhelm you, hoping that you will settle out of frustration with the process.
A lawyer can fight through the legal tactics to keep your case on track and buffer you from the day-to-day frustrations of dealing with the other party. Moreover, a lawyer can assess the value of your case so you know what a fair settlement offer looks like.
4. You Lost a Loved One
Most states allow the family or estate of a fatally injured person to bring a wrongful death case. These cases can deliver justice and financial compensation for the loss of a loved one. However, the damages in these cases are often difficult to calculate.
Additionally, states differ in the losses that may be compensated. For example, some states allow family members to recover compensation for grief and emotional loss, while others do not.
A lawyer knows your state’s wrongful death law and will build a case to pursue the greatest compensation allowed.
5. The Other Party Blames You
A common injury defense is to blame the victim. By shifting the blame, the other party may escape some or all of the liability for your injuries. Moreover, in some states, you may become liable for the other party’s injuries if the defense is effective.
Hiring a lawyer will help you defend against this tactic and keep the focus on the at-fault party.
Why Having a Personal Injury Lawyer Matters
Suffering an injury because of someone else’s negligence can leave you facing physical pain, financial stress, and uncertainty about what to do next. While not every case requires legal representation, the situations outlined above show how quickly an injury claim can become complex and difficult to handle on your own.
From denied insurance claims to high-stakes cases and wrongful death matters, having an experienced personal injury lawyer can protect your rights and improve your chances of a fair outcome. If you find yourself in one of these situations, consulting a lawyer can provide clarity, reduce stress, and help ensure you pursue the full compensation you deserve.
If you were injured in an accident in Nashville or Brentwood and need legal help, contact our Nashville personal injury lawyers at Meyers Personal Injury Law to schedule a free case review today.
Meyers Personal Injury Law Nashville
1308 Rosa L Parks Blvd Suite 101,
Nashville, TN 37208
(615) 258-9000
Meyers Personal Injury Law Brentwood
105 Continental Pl Suite 100,
Brentwood, TN 37027
(615) 258-9000
