What If I’m In A Car Accident While My Car Is On Lease?

Car accidents are stressful under any circumstances, but when you’re driving a leased vehicle, the situation can become even more complicated. If you get into an accident while your car is on lease, your first steps should be to ensure your safety and contact emergency services if necessary. It’s crucial to gather all necessary information, including insurance […]

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What Happens if Someone Who Isn’t on Your Insurance Crashes Your Car in Tennessee?

Accidents are stressful, but the situation can become even more complicated when someone who isn’t on your insurance crashes your car. Understanding how insurance policies and liability work in such scenarios is essential. In this blog, we’ll delve into what happens if an uninsured driver crashes your car in Tennessee and what steps you should […]

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What are the Tennessee Seat Belt Laws?

Understanding Tennessee’s seat belt laws is crucial for every driver and passenger to ensure safety and avoid penalties. Tennessee mandates that all drivers and front seat passengers must wear seat belts when the vehicle is in motion. This law also extends to children under 18, requiring them to be secured by a seat belt or child […]

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How to Get the Most Money From Insurance for a Totaled Car: Maximizing Your Settlement

When an insurance company deems a car a total loss, the owner is often faced with significant financial decisions. Navigating the insurance claims process to maximize monetary compensation requires understanding both the policy in question and the myriad of state laws that can affect the payout. The key to achieving the best possible outcome lies […]

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When Defective Traffic Signals or Devices Caused Your Crash: Navigating Liability and Claims

Traffic signals and devices are essential for regulating vehicle and pedestrian movement, ensuring safety on the roads. When these signals malfunction or when traffic control devices are deficient, the results can be catastrophic. Crashes that occur due to defective traffic signals often raise complex questions about liability and fault. Determining who is responsible requires a […]

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What is an At-Risk Driver? Understanding the Risks and Implications

An at-risk driver is an individual who exhibits behaviors or has characteristics that increase their likelihood of being involved in a car accident. Factors contributing to this risk include a range of demographic variables such as age and health conditions, as well as behavioral patterns such as distracted driving, driving under the influence of substances, […]

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How Much Value Does a Car Accident Take Off a Car in Trade? Assessing Depreciation Post-Collision

When a car is involved in an accident, its value inevitably declines. The degree of depreciation, known as diminished value, depends on several factors including the severity of the damage, the quality of the repairs, and the vehicle’s age, make, and model. The impact on trade-in value is a critical consideration for owners seeking to […]

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Why is it Important to Make Sure a Police Report is Properly Filed After a Collision? Understanding the Legal and Insurance Implications

After a collision, filing a proper police report is a crucial step. This report is a formal documentation of the event, providing an impartial account of the incident from the law enforcement perspective. It often includes vital details such as the date, time, and location of the collision, as well as the parties involved and […]

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What Is a Typical Whiplash Settlement Amount? Understanding Compensation Figures

Whiplash is a neck injury commonly associated with rear-end car collisions when the head is suddenly jerked forward and then backward, causing strain to the cervical spine. It can lead to prolonged periods of discomfort and may require medical treatment. When individuals seek compensation for whiplash through a settlement, the amount they receive can vary significantly based […]

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How Long Do You Have to Report an Accident in Tennessee? Timelines and Legal Requirements Explained

When involved in an automobile accident, one of the immediate concerns is the timeframe within which the incident must be reported to the relevant authorities or insurance companies. This reporting period can vary considerably depending on the location of the accident, the severity of the incident, and the policies of the insurance carriers involved. Certain […]

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